Venn vs.
Ramp
Venn was built by Canadians, for Canadians
Ramp offers spend management and expense tracking, but it doesn’t deliver the seamless integration and flexibility Canadian businesses truly need. Venn combines multi-currency accounts, virtual cards, automated accounting, invoicing, and transparent FX rates without hidden fees, all designed specifically for Canadian companies. Get started for free and experience the clarity and control Ramp simply can’t match.
4.8
trusted by 4,000+ Canadian businesses

Supporting Canadian companies
Banking that actually works for Canadian businesses
Send, spend, and save—Venn provides smarter business banking for Canadians
Free Multi-Currency Accounts for Your Business
Set up accounts in CAD, USD, GBP and EUR in minutes. Send local payments (e.g., EFT, ACH) for free.

Competitive FX Rates and Instant Global Payments
Send global transfers to 180+ countries in under 48 hours with the best FX rates.

Corporate Cards for Your Team With Unlimited 1% Cashback
Get 1% cashback on all spend with no minimum requirements. Manage team expenses in one place.

No Hidden Fees, Delays, or Visits to the Branch
Get started in minutes with no account opening fees, no hidden FX markups, and no branch visits.

Physical corporate cards
Venn
Ramp
Virtual corporate cards
Venn
Ramp
Free accounts with no minimums
Venn
Ramp
CAD, USD, GBP & EUR accounts
Venn
Ramp
Spend controls
Venn
Ramp
Automatic receipt collection
Venn
Ramp
Expense management software
Venn
Ramp
Simplified Accounting Software Integration
Venn
Ramp
Required branch visits
Venn
Ramp
Sign up online in 5 minutes
"We live in Europe and had no way of visiting the branch for simple things like creating corporate cards, but Venn has revamped our expense management, allowing us to focus on our clients as we expand to Canada."
— Jasper Beirens
Head of Finance, Alan


Compare Venn vs.
Ramp
Multi-currency corporate cards
Vault
Ramp
Virtual corporate cards
Vault
Ramp
CAD, USD, GBP & EUR accounts
Vault
Ramp
Expense management software
Vault
Ramp
Spend controls
Vault
Ramp
Automated payables
Vault
Ramp
Market leading FX
Vault
Ramp
Invoicing
Vault
Ramp
Built by Canadians for Canadians
Vault
Ramp
Streamline your banking with one platform
Here's what you can get done with Venn in just 7 days
Pay global vendors and employees globally, at rates you can’t beat. Forget about high fees and in-branch visits just to send a $10,000 transfer. Skip the line, join the revolution.
Get StartedGet started.
Sign up for an account in < 5 minutes
Link your account
Let us do the hard work
Get comfortable.
Setup up expense management
Set up approvals and controls
Issue cards to employees
Ask why you didn't switch years ago.
Move 100% of business spend to Venn
Eliminate legacy tools and make your team 5x more efficient
Close your books faster
“Venn's solution clearly differentiates from that of major banks and credit card companies in its speed, cost, and operational simplicity. Venn's product and customer service is substantially ahead of the competition.”
— Tonny Lam
CEO, Hook + Ladder Digital
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Frequently asked questions
Everything you need to know about the product and billing.
Venn is the cheapest and easiest way to manage your business banking needs. We offer the best currency exchange rates in Canada, chequing accounts in multiple currencies, domestic and international bank transfers, and a corporate Mastercard to manage all your spend. By signing up to Venn you automatically get:
- Accounts in Canadian dollars, US dollars, British pounds, and Euros
- Cheapest FX rates in Canada - Free domestic transfers (EFT, ACH, SEPA, FPS)
- A Mastercard Corporate card that gets you the same great FX rates
Transparency is key to us, that's why you'll find all of our fees listed on our pricing page: https://www.venn.ca/pricing
We don't charge many fees and for the fees we do charge you'll find them to be well below market rates. You also get paid to use Venn via our cashback on card purchases!
We're only able to support Canadian corporations for now. If you have a sole proprietorship, partnership, or non-Canadian corporation we won't be able to support it at this time.
Yes, we have a direct integration with QBO and Xero. We are working on more integrations very soon!
Join 4,000+ businesses banking with Venn today
Streamline your business banking and save on your spend and transfers today
No personal credit check or guarantee.
