Venn is a business banking platform for Canadian businesses.

Are my funds CDIC insured?

Yes, Venn holds eligible deposits at our Partner Institution in our trust accounts, including deposits in foreign currencies. CDIC protects eligible deposits up to CA$100,000 per deposit category per CDIC member institution.

Which currencies does Venn support?

Venn supports multiple currencies including CAD, USD, GBP, and EUR.

Does Venn have any hidden fees?

No, Venn has transparent pricing with no hidden fees.

With Venn, is there a minimum balance requirement?

Nope! Other companies and traditional bank accounts have high minimum balance requirements. This makes accounts inaccessible for small businesses or individuals. Venn does not require a minimum balance. Your CAD and USD funds will also earn 2% interest regardless of the balance.

How long does it take to set up my account?

Account setup is quick and can be completed online.

Join Next Friday’s Webinar on “How to save up to 4% on USD payments while eliminating wire fees”

NEW

Venn Intelligence is here

Invoicing that lives where your money does

With Venn, you receive payments directly to your account. Your business customers can pay you how they want, in a few clicks.

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Invoices, with no extra tools

Send branded CAD or USD invoices with custom terms, line items, and tax rates.

Faster, cheaper payments

Accept credit cards at a flat 2.7% fee and receive bank transfers for free.

Simple recurring billing

Automate repeat invoices with timelines that make sense for your vendors.

Accounting sync built in

Invoices are created in QBO or Xero instantly and update automatically when paid.

What our customers are saying

See why more than 15,000 Canadian businesses across every industry are leaving traditional banking behind and choosing Venn as their complete business banking and expense management solution.

Startup

Global Payments & Invoices

"Venn's UI is simple and reliable. I can log in anytime, pay invoices seamlessly, and know exactly where everything should be. Conversion rates are great."

Cassie Crosbie, Operations Manager at Stan

Restaurant

Cards & Expense Management

"I look forward to doing my finances because I know Venn's platform is reliable and efficient."

Haydn Wain-Lowe, Founder of Haydn's Açaí & Frozen Yogurt

Insurance

e-Transfers & Cards

"With Venn, everything is automated. I don't have to spend time thinking about employee expenses, travel expenses, lunches - it's all dealt with and makes life super easy."

Mark Goad, General Manager at Alan (Canada)

HR Tech

EUR Accounts & Expense Management

“I don't ever want to go into a bank again, and with Venn I don't have to. New employee? Boom, here’s your card. It’s extremely simple.”

Lee MacDonald - Founder & CEO of Aboard

Startup

FX & Global Payments

"It's a no brainer. FX on Venn is 3-4% cheaper than what my last bank was doing. Super easy to manage, simple to get cards, and it feels like a digitally native product"

Jansen Sullivan, Founder of Data Loft

Travel

Automated Accounting & US Accounts

Venn significantly reduced our accounts payable processes and times. We saved a couple of days a month in not only processing the bills, but getting the payments to where they need to go internationally.

Thuvaraka S. VP, Finance Sherpa

Wholesaler

Cards & Expense Management

We have 50,000+ SKUs and 100+ employees. It used to take a lot of time to reimburse employees when they used their own cards but now everything's done through Venn. It's a no brainer.

Steve Katz, Co-Owner of Office Central

Startup

Cards & Expense Management

“As soon as we transitioned to Venn it was like night and day. We immediately turned all of our expenses that were flowing through this one card into all these different virtual cards.”

Darcy, CEO at Vlt

Features

Streamline accounts receivable with online invoicing

Simplify your financial operations by consolidating AR into Venn to save you time and money

INVOICING MADE SIMPLE

Simple, Professional Invoice Creation

Create branded invoices with your logo, colors, and custom terms.
Add services, products, tax rates, and line-item details in seconds.
Save customers once and reuse them for future billing.

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See how much you can earn. Make your money work as hard as you.

/year (CAD)

vs national average (0.10%) = 3,000* (CAD)

Based on Statistics Canada (2025)

Your balance in

CAD

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Your balance in

USD

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1 USD = 1.3988 CAD calculated as of 10/23/25
converted to CAD

GET PAID FASTER

Flexible Payment Options for Customers

Get paid by credit card (Visa, MasterCard, Amex) at a competitive 2.7% flat rate.
No foreign exchange markup for USD invoices, avoid the typical 1.5%–3% fees.
Include your bank details for fast, free CAD or USD transfers.

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BILLING AUTOMATION

Automate Your Billing & Cash Flow

Send one-time or recurring invoices on daily, weekly, monthly, or annual cadences.
Customers can save cards on file to auto-pay recurring invoices.
Automated reminder emails keep customers on track without manual follow-ups.

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ACCOUNTING INTEGRATIONS

Seamless Accounting Sync

Every invoice created in Venn is automatically created in QuickBooks or Xero.
Payments are matched and marked as paid in your accounting system automatically.
Invoice attachments, currency details, memos, and statuses stay in sync.

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Security & compliance

Built with security
at the foundation

15,000+

Businesses onboarded

$3+ Billion

Transacted on Venn

$26.5+ Million

Raised to date

Protected by CDIC

Eligible deposits are insured up to $100,000 CAD & USD, giving you confidence your money is safe.

Multi-factor authentication

Extra security at login and sensitive actions ensures only the right people can access your account.

Enterprise-level controls

Custom user roles, approval workflows, and spending restrictions keep your business protected at all times.

Real support, right here in Canada

Live chat with real humans. Always available, always local, and ready to help when you need it.

Ready to put your spend to work?

Join 15,000+ Canadian businesses already earning cashback, saving on FX, and closing their books in half the time.

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Venn is a technology company and not a bank or a financial institution. See Terms and Conditions.
‍
Venn Account Balances are held at Bank of Montreal®, a member of the Canada Deposit Insurance Corporation (CDIC), and are eligible for CDIC deposit insurance up to applicable limits. For more information, visit cdic.ca

®Bank of Montreal is a registered trademark of Bank of Montreal.
‍
Venn Mastercard Charge Card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
‍
Venn Software Inc. is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M22941967.

®Registered trademark of Interac Corp. Used under license.

Venn is currently not available to businesses in Quebec.

Invoicing that lives where your money does

What our customers are saying

Streamline accounts receivable with online invoicing

Simple, Professional Invoice Creation

Flexible Payment Options for Customers

Automate Your Billing & Cash Flow

Seamless Accounting Sync

Built with security at the foundation

Ready to put your spend to work?

Built with security
at the foundation