Venn is a business banking platform for Canadian businesses.

Are my funds CDIC insured?

Yes, Venn holds eligible deposits at our Partner Institution in our trust accounts, including deposits in foreign currencies. CDIC protects eligible deposits up to CA$100,000 per deposit category per CDIC member institution.

Which currencies does Venn support?

Venn supports multiple currencies including CAD, USD, GBP, and EUR.

Does Venn have any hidden fees?

No, Venn has transparent pricing with no hidden fees.

With Venn, is there a minimum balance requirement?

Nope! Other companies and traditional bank accounts have high minimum balance requirements. This makes accounts inaccessible for small businesses or individuals. Venn does not require a minimum balance. Your CAD and USD funds will also earn 2% interest regardless of the balance.

How long does it take to set up my account?

Account setup is quick and can be completed online.

Join Next Friday’s Webinar on “How to save up to 4% on USD payments while eliminating wire fees”

NEW

Venn Intelligence is here

Automate accounting with Venn's direct integrations

Speed up book closing for everyone on your team. Create custom categorization rules, capture receipts in real-time, and automate approvals.

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Books close themselves

Every card swipe, bill payment, and transfer lands in your accounting platform already categorized, matched to a receipt, and ready to review.

AI that learns how you code

After a few weeks, Venn Intelligence codes new transactions the same way you would, allowing you to save time on the busywork.

Real-time QBO + Xero

Transactions hit your books the moment they happen. No overnight batches, no missed receipts, no end-of-month surprises.

Built for accountants

Multi-entity views, audit trails, custom roles, and the workflows your bookkeeper actually asks for - not just founder-friendly dashboards.

What our customers are saying

See why more than 10,000 Canadian businesses across every industry are leaving traditional banking behind and choosing Venn as their complete business banking and expense management solution.

Startup

Global Payments & Invoices

"Venn's UI is simple and reliable. I can log in anytime, pay invoices seamlessly, and know exactly where everything should be. Conversion rates are great."

Cassie Crosbie, Operations Manager at Stan

Restaurant

Cards & Expense Management

"I look forward to doing my finances because I know Venn's platform is reliable and efficient."

Haydn Wain-Lowe, Founder of Haydn's Açaí & Frozen Yogurt

Insurance

e-Transfers & Cards

"With Venn, everything is automated. I don't have to spend time thinking about employee expenses, travel expenses, lunches - it's all dealt with and makes life super easy."

Mark Goad, General Manager at Alan (Canada)

HR Tech

EUR Accounts & Expense Management

“I don't ever want to go into a bank again, and with Venn I don't have to. New employee? Boom, here’s your card. It’s extremely simple.”

Lee MacDonald - Founder & CEO of Aboard

Startup

FX & Global Payments

"It's a no brainer. FX on Venn is 3-4% cheaper than what my last bank was doing. Super easy to manage, simple to get cards, and it feels like a digitally native product"

Jansen Sullivan, Founder of Data Loft

Travel

Automated Accounting & US Accounts

Venn significantly reduced our accounts payable processes and times. We saved a couple of days a month in not only processing the bills, but getting the payments to where they need to go internationally.

Thuvaraka S. VP, Finance Sherpa

Wholesaler

Cards & Expense Management

We have 50,000+ SKUs and 100+ employees. It used to take a lot of time to reimburse employees when they used their own cards but now everything's done through Venn. It's a no brainer.

Steve Katz, Co-Owner of Office Central

Startup

Cards & Expense Management

“As soon as we transitioned to Venn it was like night and day. We immediately turned all of our expenses that were flowing through this one card into all these different virtual cards.”

Darcy, CEO at Vlt

Features

Built to save you time and money

Our goal is to help you save time and money so you can focus on what matters most - your business

VENN INTELLIGENCE AGENTS

An AI accountant that does the boring work

Auto-categorization with GL accounts, tax codes, classes, and locations.
Receipt matching across email, mobile uploads, and card swipes.
⁠Exception flagging — duplicates, missing receipts, policy breaks, unusual spend.

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An AI accountant that does the boring work

See how much you can earn. Make your money work as hard as you.

/year (CAD)

vs national average (0.10%) = 3,000* (CAD)

Based on Statistics Canada (2025)

Your balance in

CAD

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Your balance in

USD

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1 USD = 1.3988 CAD calculated as of 10/23/25
converted to CAD

RULES ENGINE

Set the rules. Venn handles the rest

⁠Build rules by merchant, amount, card, cardholder, or department.
Apply GL codes, tax treatment, classes, and approvers automatically.
Override AI suggestions for edge cases that need a hard rule.

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LIVE QBO + XERO SYNC

Your books, in real time

QuickBooks Online and Xero, two-way, real-time integration.
Syncs transactions, receipts, categorizations, and tax codes.
Reconciliation built in — no CSV imports, no duplicate entries.

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MULTI-ENTITY DASHBOARDS

Every entity, one login

Consolidated reporting across entities.
Per-entity user roles and approval workflows.
Built for holding companies, agencies, and accountants.

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Security & compliance

Built with security
at the foundation

10,000

Businesses onboarded

$3+ Billion

Transacted on Venn

$26.5 Million

Raised to date

Protected by CDIC

Eligible deposits are insured up to $100,000, giving you confidence your money is safe.

Multi-factor authentication

Extra security at login and sensitive actions ensures only the right people can access your account.

Enterprise-level controls

Custom user roles, approval workflows, and spending restrictions keep your business protected at all times.

Real support, right here in Canada

Live chat with real humans. Always available, always local, and ready to help when you need it.

Ready to put your spend to work?

Join 10,000+ Canadian businesses already earning cashback, saving on FX, and closing their books in half the time.

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Venn is a technology company and not a bank or a financial institution. See Terms and Conditions.
‍
Venn Account Balances are held at Bank of Montreal®, a member of the Canada Deposit Insurance Corporation (CDIC), and are eligible for CDIC deposit insurance up to applicable limits. For more information, visit cdic.ca

®Bank of Montreal is a registered trademark of Bank of Montreal.
‍
Venn Mastercard Charge Card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
‍
Venn Software Inc. is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M22941967.

®Registered trademark of Interac Corp. Used under license.

Venn is currently not available to businesses in Quebec.

Automate accounting with Venn's direct integrations

What our customers are saying

Built to save you time and money

An AI accountant that does the boring work

Set the rules. Venn handles the rest

Your books, in real time

Every entity, one login

Built with security at the foundation

Ready to put your spend to work?

Built with security
at the foundation