Send international payments starting at 0.25% FX. Not 3%+.
0.25% FX rate - The Big Banks charge 2.5% - 3% markups
Free ACH, EFT and Interac transfers; send USD and CAD at $0
Get a local USD account & pay US suppliers for free
CDIC-protected CAD and USD accounts, built for Canadian businesses operating globally
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Know what you pay.
Flat fees and nothing else.
Every fee shown before you confirm. No markups hidden in the rate.
Payment Type | Rail | Speed | Fee |
|---|---|---|---|
ACH to US Pay US suppliers like a local | ACH (real local USD account) | Same day | $0 |
Interac e-Transfer Canadian domestic | Interac | Instant | $0 |
EFT (Canada) Canadian domestic | EFT | 1 to 2 days | $0 |
Incoming wire Receive from anywhere | SWIFT | 1 to 2 days | $0 |
SEPA (Europe) EUR payments | SEPA | 1 day | $0 |
UK Faster Payments GBP payments | Faster Payments | 1 day | $0 |
International wire 180+ countries, 36 currencies | SWIFT | 1 to 3 days | $6 to $10 |
FX conversion Only when you convert currencies | All rails | Instant | From 0.25% |
Hold CAD, USD, GBP or EUR balances and pay from them directly — zero FX fee, zero conversion. You only pay the FX rate when you actually need to convert currencies.
Venn is not just cheaper, it's the complete business finance solution you've been waiting for
Get a local US routing number and account. Pay US suppliers via ACH for $0. The Big Banks give you US accounts based in Canada, and charge $20+ per transfer because they are still sent as wires, not ACH.
Hold CAD, USD, GBP and EUR in one place. You can both earn USD and pay USD suppliers with no conversion or transfer fees. Convert only when you choose and access all your balances with one card.
Set approval workflows for payments above any threshold. Built-in audit trail and faster month-end reconciliation so you can easily manage your global financial operations.
Send and receive globally. In minutes, not days.
Open your account once. Pay anyone, anywhere, from day one.
Apply online in 5 minutes
No branch visit. No credit check. Get yoru multi-currency accounts live immediately.
Add recipients once
Enter recipient banking details oncea and Venn saves them. Venn shows you the exact rate and fee before you confirm. A fully transparent platform, with no hidden fees. Who new such a thing existed?
Send via the cheapest rail automatically
EFT and e-Transfers for Canada. ACH for US. SEPA for Europe. Faster Payments for UK. SWIFT for everywhere else.
Receipts and invoices match automatically
Syncs to QuickBooks and Xero. Month-end takes minutes, not hours. Use Venn Intelligence to automate accounting workflows and decision-making to save even more time.
Frequently asked questions
Everything you need to know about the product and billing.
Stop paying your bank to move your own money
Join 10,000+ Canadian businesses already saving thousands on international payments every year.