The business credit card that pay you back
1% unlimited cashback on every purchase. No annual fee.
No Minimum spend. Open your account online in 5 minutes.
$0 annual fee, $0 minimum balance required
Issue unlimited cards for your team, set custom limits
CDIC insured CAD and USD accounts, just like the Big Banks
No branch visits or hidden fees, ever
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Your bank hasn’t changed.
Venn was built for what business looks like today.
Legacy Banks
Annual Fees
$0+
$120+
Operating Account Interest Rate
2.00%
<0.10%
Uncapped Cashback
1.00%
<0.50%
FX Rates
0.25-0.40%
2.00%-3.00%
Application time
< 5 mins
1-2 Weeks
CDIC protection
Multi-currency cards
Instant virtual card creation
Individual card controls
Automated accounts payable
Instant currency exchange
Real-time spend insights
Venn is a technology company and not a bank or a financial institution.
Your bank is costing you more than you think:
Most Canadian business owners don’t realize hom much they’re losing to fees, missed cashback , and hours wasted on expense tracking
Your Big Bank card has capped rewards or points for rewards you’ll never redeem. Every dollar your business spends could be working better and rewarding you.
Paper receipt, Slack photos, spreadsheets, and text messages. By month end, someone is always chasing a missing receipt from three weeks ago.
You find out about a team purchase when the statement shows up, not when it happens. By then it’s too late to question it or go back.
There is a business credit card built for this. No fees, real cashback, full control.
Get 1% Unlimited Cashback with Venn
Earn cashback with no minimum spend required
No currency limitations
Automatically paid out, every month
Spend $200,000 in July, earn $2K in August. It’s that simple
Issue unlimited physical and virtual cards
Instantly issue cards for new vendors or recently hired employees
Easily manage spending with adjustable and time-dependent limits
Access your cards anywhere with Apple Pay™ and Google Pay™
Lock or cancel any card at any time
All your receipts matched. Automatically.
Instead of hunting down receipts one by one, hit Auto-match. Text images from your phone or upload on your computer and Venn Intelligence does the rest - it reads every receipt, finds the right transaction, and links them. No spreadsheets. No manual matching. No end-of-month scramble.
Books closed in minutes. Use AI to Categorize.
Venn Intelligence learns from your categorization history and starts suggesting the right category inline. So instead of picking from a dropdown every time, you're just confirming what it already knows. And once something repeats, the AI Rule Engine handles it automatically. No doing the same work twice. Our Accounting Agents will suggest categories, memos, and more so you can close your books faster.
Open your Venn account today. Use your card tomorrow.
Enter your business details. No branch visit, no personal credit check. Approved same day.
Once approved, instantly load funds for free with your method of choice, including Interac e-Transfer.
While your physical card is on the way, you can instantly create virtual cards with custom limits and categories for your team.
Frequently asked questions
Everything you need to know about the product and billing.