Send international payments starting at 0.25% FX. Not 3%.
0.25% FX rate - big banks charge 2% to 3%
Free ACH, EFT and Interac transfers; send USD and CAD at $0
Get local USD account & pay US suppliers like a local, no wire fees
CDIC insured, built for Canadian businesses
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Know what you pay.
Flat fees and nothing else.
Every fee shown before you confirm. No markups hidden in the rate.
Payment Type | Rail | Speed | Fee |
|---|---|---|---|
ACH to US Pay US suppliers like a local | ACH (real local USD account) | Same day | $0 |
Interac e-Transfer Canadian domestic | Interac | Instant | $0 |
EFT (Canada) Canadian domestic | EFT | 1 to 2 days | $0 |
Incoming wire Receive from anywhere | SWIFT | 1 to 2 days | $0 |
SEPA (Europe) EUR payments | SEPA | 1 day | $6 to $10 |
UK Faster Payments GBP payments | Faster Payments | Same day | $6 to $10 |
International wire 180+ countries, 36 currencies | SWIFT | 1 to 3 days | $6 to $10 |
FX conversion Only when you convert currencies | All rails | Instant | From 0.25% |
Hold USD, GBP or EUR balances and pay from them directly — zero FX fee, zero conversion. You only pay the FX rate when you actually need to convert currencies.
Not just cheaper. Faster and simpler too.
US routing number and account. Pay US suppliers via ACH for $0
Hold CAD, USD, GBP and EUR. Earn USD, pay USD suppliers, no conversion, no fee. Convert only when you choose.
Set approval workflows for payments above any threshold. Built-in audit trail. Faster month-end reconciliation.
Send and receive globally. In minutes, not days.
Open your account once. Pay anyone, anywhere, from day one.
Apply online in 5 minutes
No branch visit. No credit check. Multi-currency account live immediately.
Add recipients once
Enter banking details once — Venn saves them. Venn shows you the exact rate and fee before you confirm.
Send via the cheapest rail automatically
ACH for US. SEPA for Europe. Faster Payments for UK. SWIFT for everywhere else.
Receipts and invoices match automatically
Syncs to QuickBooks and Xero. Month-end takes minutes, not hours.
Frequently asked questions
Everything you need to know about the product and billing.
Stop paying your bank to move your own money
Join 10,000+ Canadian businesses already saving thousands on international payments every year.