How Vero Eliminated Bank Trips and Pays Suppliers in Minutes with Venn
Vero Italian Sandwich uses Venn's virtual cards and spending controls to manage payments across multiple restaurant locations in Canada without branch visits.

Ahmed Shafik
Co-founder


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Company: Vero Italian Sandwich Co.
Interviewee: Jeff Dang, Co-Owner
Location: Toronto, Canada
About Vero Italian Sandwich Co.
Vero Italian Sandwich Co. is a multi-location restaurant brand in Canada built on craft and quality sourcing. The team imports flour directly from Italy and brought in a World Pizza Champion to help develop their bread. Co-owner Jeff Dang oversees operations across locations, each managed day-to-day by a managing partner responsible for food ordering, vendor payments, and location-level expenses.
The Problem
Centralized payments that created a bottleneck at every location
Before Venn, every payment at Vero ran through the owners. Managing partners across locations had no independent way to place food orders or cover routine expenses. Every purchase required coordination with Jeff or another co-owner, which created a daily bottleneck that slowed operations and pulled ownership away from higher-value work.
The problem compounded when it came to larger payments. Anything above a certain dollar threshold required a physical trip to a branch, adding transit time and wait times on top of the transaction itself. For a restaurant operation where supplier payments happen constantly, those trips added up across every week.
Without a way to distribute spending authority or send large transfers digitally, Vero was operating with a financial setup that could not keep up with the pace of a multi-location restaurant business.The Solution
Virtual cards, daily limits, and full visibility across every location
Venn replaced Vero's centralized, manual payment process with a single platform that distributes spending power to the people who need it. Jeff assigned every managing partner their own virtual card through Venn, each with a daily spending limit tailored to their location's needs. Partners now place their own food orders and handle supplier payments independently, without calling the owners or waiting for approval on routine purchases.
Here is what changed once Vero switched to Venn:
- Virtual cards for every managing partner, eliminating the need for owners to process every payment
- Daily spending limits per card, keeping each location's expenses within defined boundaries
- Real-time transaction visibility, showing exactly who ordered what and when across all locations
- Large payments sent online, without branch visits required
- 1% unlimited cashback on all card spending, putting money back into the business on every purchase

Every transaction logs in real time to the cardholder who made it, so Jeff sees which partner ordered what, at which location, the moment it happens. That replaces end-of-month receipt chasing and reconciliation entirely.
Each virtual card comes with its own spending controls, and Venn sends SMS and email receipt reminders after every transaction. For a restaurant operation where food orders go out daily, documentation stays organized without anyone tracking it down manually.
Large payments that used to require a branch visit now go out directly from Venn. Jeff sends supplier payments through wire, ACH, or Interac e-Transfer without leaving the platform.
Why Venn
A financial platform built for how Canadian restaurants actually operate
Vero needed a financial tool that matched the reality of running a multi-location restaurant in Canada: multiple managing partners making daily purchasing decisions, constant supplier payments, and no time to waste on branch visits. Traditional financial institutions forced Jeff to centralize every dollar through himself. Venn let him distribute that control to each location while keeping full visibility across the entire operation.
"Virtual cards allowed us to provide our staff with the flexibility of not having to depend on us to make a payment. We run our whole operation through Venn."
Jeff Dang, Co-Owner, Vero Italian Sandwich Co.
Jeff started with one location and expanded from there.
Who Venn Is For
Canadian restaurants and multi-location operators that need to distribute spending without losing control
Venn works best for Canadian businesses that manage purchasing activity across multiple team members or locations and need a way to give people spending independence without creating a reimbursement queue or losing visibility into where the money goes.
For restaurants like Vero, where food orders go out daily, supplier payments happen constantly, and managing partners need to operate independently, financial operations cannot depend on a single card held by the owner or trips to a branch for every large payment. Venn replaces that bottleneck with virtual cards, real-time spending controls, and digital transfers that process without leaving the platform.
Over 10,000 Canadian businesses use Venn to manage team spending, reduce overhead, and keep full control of their financial operations. Setup takes less than five minutes and requires no branch visits or lengthy approval processes.
Join the companies that use Venn to manage team spending, reduce costs, and operate with confidence. Try Venn today!

FAQ
Can I issue virtual cards for each location or team member?
Yes. Venn lets you create virtual cards instantly for individual team members, each with its own daily or per-transaction spending limit. For multi-location operations, this means every managing partner or location lead can have their own card configured to the spending needs of their specific site, without sharing a single corporate card across the business.
How does Venn handle spending controls across a team?
Venn provides multi-level spending controls including daily limits per card, approval workflows for transactions above a set threshold, and real-time transaction visibility across all cardholders. Owners and operators can see exactly who is spending what, when, and where from a single dashboard.
Does Venn offer cashback on business spending?
Yes. Venn provides 1% unlimited cashback on all card spending with no cap and no minimum spend requirement. For businesses with high-volume purchasing activity like daily food orders and supplier payments, the cashback accumulates meaningfully over time.
Does Venn integrate with accounting software?
Yes. Venn offers two-way sync with QuickBooks Online and Xero, so transactions, receipts, and payment records flow directly into your accounting system without manual data entry. Venn's AI-powered tools also automate receipt uploads and expense categorization to keep bookkeeping current.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Venn Software Inc or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional. We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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Frequently asked questions
Everything you need to know about the product and billing.
Venn is the cheapest and easiest way to manage your business banking needs. We offer the best currency exchange rates in Canada, chequing accounts in multiple currencies, domestic and international bank transfers, and a corporate Mastercard to manage all your spend. By signing up to Venn you automatically get:
- Accounts in Canadian dollars, US dollars, British pounds, and Euros
- The cheapest FX rates in Canada with free domestic transfers (EFT, ACH, SEPA, FPS)
- A Mastercard Corporate card that gets you the same FX rates (.25%) and cashback (1% unlimited) with no minimum spend requirements
Yes, Venn holds eligible deposits at our Partner Institution in our trust accounts, including deposits in foreign currencies. CDIC protects eligible deposits up to CA$100,000 per deposit category per CDIC member institution.
No, we don’t have any hidden fees! All charges, including currency conversion and premium plans, are clear and transparent. You can even issue unlimited corporate cards to your team and sign up with a free plan in minutes! Learn more about our transparent Pricing.
No! Other companies and traditional bank accounts have high minimum balance requirements. This makes accounts inaccessible for small businesses or individuals. Venn does not require a minimum balance. You'll earn 2% on CAD & USD just by holding a Venn balance (learn more here.)
Our process is quick, customers typically get set up in 5 minutes or less! Create a free account and start saving with no monthly fees, cashback on card spend, and the best FX rates around.
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Yes, we have a direct integration with QBO, Xero, Wave, and Rillet. We are working on adding more integrations soon!
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